Homeowner's Insurance

Finding the best home insurance in Florida means more than doing a late night search on the internet trying to find the least expensive plan available. There is no one size fits all plan for homeowners in Florida – rates can vary depending on where in the state you live, how close to a coastline you are, if you are in a flood zone…a variety of factors can influence the plan you need.  It pays to do your research, however, as you can have a higher deductible with a lower monthly premium or find other ways to save on your payments. With LDM Insurance Advisors we do the work for you.

Whatever plan you choose, check with your mortgage company to make sure that you meet the requirements of your loan and have sufficient coverage.  Periodically we review your homeowner’s insurance plan to make sure that there haven’t been any changes to what is covered, and to make sure that the plan is still the best home insurance in Florida available to you.

Your house takes care of you through all kinds of seasons and weather – make sure that you’re taking care of her in the best way possible – by providing her with the coverage she needs.  Whether it’s an investment property, new house or you’ve owned your house for a while, you can always review your insurance plan to make sure that you’ve gotten the best plan possible.  With the right insurance, coming home can always be a source of comfort.

Even the best Florida home insurances rates are climbing yearly. Florida is subject to some of the most extreme weather in the nation, and when many homeowners make claims, it’s common for rates to rise in following years. If you’re trying to save money on your home insurance in Florida, we are here for you. If you understand the most common claims you’re likely to make on your insurance, you can tailor your policy to save money now, and keep from spending money out of pocket if you need to file a claim later, only to find that you’re underinsured.