What Is Term Life Insurance?

Term life insurance is often the most affordable coverage because it offers protection for a specific number of years. You may want to purchase a term life insurance policy to:

• Get maximum coverage at an affordable price
• Cover specific financial responsibilities like a mortgage or college expenses
• Supplement a permanent policy or work policy
• Simplified Issue Term Life Insurance
• For coverage amounts below $100,000, we offer simplified issue term life insurance, with no medical exam and same-day approval. You can buy this coverage right over the phone to

Level Term Life Insurance

For coverage amounts $100,000+, we offer term life insurance policies with premiums guaranteed not to increase for the length of the term.

Accelerated Living Benefits Rider

These benefits give you the choice to accelerate the face amount if the insured has a  Terminal, Chronic, or Critical Illness .This type of policy provides flexibility and protection when you may needed the most.