Workers' Compensation

Workers' Compensation coverage is provided for injured or disabled employees. Workers' compensation insurance provides benefits to employees for work-related injuries. Coverage includes medical care and a portion of lost wages when the employee is unable to work. This insurance also provides benefits for the employee's dependents if the employee dies during work-related duty. Medical care, changing workplaces and workers, loss reporting, litigation and deliberate fraud can all drive workers' compensation costs. Ascendant links its risk loss control, claims, cost management and underwriting services to focus on helping businesses manage those costs just as they manage any other part of their business.

We will work with every policyholder to:

• Minimize and prevent accidents through the use of our loss control services. Our safety consultants will evaluate every risk and develop a program tailored to each policyholder's specific business industry to recognize hazards and assist in implementing corrective actions before an injury occurs.
• Effectively manage claims and control claims costs.
• We provide ease in reporting first notice of injury via email, facsimile, or telephone.
• Our workers' compensation claims specialists average over 15 years in handling work-related insurance claims.
• Our claims handling specialist will make immediate contact with the injured worker and other staff.
• We provide medical support through the use of telephonic and field case managers, who have been identified by our management team as the most qualified in their respective fields.
• We work with our policyholders to identify opportunities for workers who are recovering from injuries to return to work in transitional positions while assisting them to adhere to prescribed guidelines.